10. Thine own re'a (friend), and the re'a avicha, forsake not; neither go into thy brother's bais in the yom of thy calamity; for better is a shakhen (neighbor) that is near than a brother far off.
11. Beni (my son), be chacham, and make my lev glad, that I may answer my accusers.
12. A prudent man foreseeth ra'ah, and hideth himself; but the naïve ones trudge on, and are punished.
13. Take his beged (garment) that is collateral for a zar; seize the pledge given for surety for a nokhriyah (strange woman, foreign woman, seductress).