11. Almsgiving is a worthy offering in the sight of the Most High for all who practice it.
12. “Be on your guard, son, against every kind of fornication, and above all, marry a woman of your own ancestral family. Do not marry a foreign woman, one who is not of your father’s tribe, because we are descendants of the prophets, who were the first to speak the truth. Noah prophesied first, then Abraham, Isaac, and Jacob, our ancestors from the beginning of time. Son, remember that all of them took wives from among their own kindred and were blessed in their children, and that their posterity would inherit the land.
13. Therefore, son, love your kindred. Do not act arrogantly toward any of them, the sons and daughters of your people, by refusing to take a wife for yourself from among them. For in arrogance there is ruin and great instability. In idleness there is loss and dire poverty, for idleness is the mother of famine.
14. “Do not keep with you overnight the wages of those who have worked for you, but pay them at once. If you serve God thus, you will receive your reward. Be on your guard, son, in everything you do; be wise in all that you say and discipline yourself in all your conduct.
15. Do to no one what you yourself hate. Do not drink wine till you become drunk or let drunkenness accompany you on your way.
16. “Give to the hungry some of your food, and to the naked some of your clothing. Whatever you have left over, give away as alms; and do not let your eye begrudge the alms that you give.
17. Pour out your wine and your bread on the grave of the righteous, but do not share them with sinners.
18. “Seek counsel from every wise person, and do not think lightly of any useful advice.
19. At all times bless the Lord, your God, and ask him that all your paths may be straight and all your endeavors and plans may prosper. For no other nation possesses good counsel, but it is the Lord who gives all good things. Whomever the Lord chooses to raise is raised; and whomever the Lord chooses to cast down is cast down to the recesses of Hades. So now, son, keep in mind these my commandments, and never let them be erased from your heart.
20. “Now, I must tell you, son, that I have deposited in trust ten talents of silver with Gabael, the son of Gabri, at Rages in Media.
21. Do not fear, son, that we have lived in poverty. You will have great wealth, if you fear God, avoid all sin, and do what is good before the Lord your God.”