12. This is a grievous evil which I have seen under the sun: riches hoarded by their owners to their own hurt.
13. Should the riches be lost through some misfortune, they may have offspring when they have no means.
14. As they came forth from their mother’s womb, so again shall they return, naked as they came, having nothing from their toil to bring with them.
15. This too is a grievous evil, that they go just as they came. What then does it profit them to toil for the wind?
16. All their days they eat in gloom with great vexation, sickness and resentment.
17. Here is what I see as good: It is appropriate to eat and drink and prosper from all the toil one toils at under the sun during the limited days of life God gives us; for this is our lot.
18. Those to whom God gives riches and property, and grants power to partake of them, so that they receive their lot and find joy in the fruits of their toil: This is a gift from God.
19. For they will hardly dwell on the shortness of life, because God lets them busy themselves with the joy of their heart.