12. Do not lend to one more powerful than yourself;or if you lend, count it as lost.
13. Do not give collateral beyond your means;consider any collateral a debt you must pay.
14. Do not go to court against a judge,for the case will be settled in his favor.
15. Do not travel with the ruthlesslest they weigh you down with calamity;For they will only go their own way,and through their folly you will also perish.
16. Do not defy the quick-tempered,or ride with them through the desert.For bloodshed is nothing to them;when there is no one to help, they will destroy you.
17. Do not take counsel with simpletons,for they cannot keep a confidence.
18. Before a stranger do nothing that should be kept secret,for you do not know what it will produce later on.