11. the man must go to the place of worship and take an oath that he has not stolen the other man's animal. If the animal was not stolen, the owner shall accept the loss, and the other man need not repay him;
12. but if the animal was stolen, the man must repay the owner.
13. If it was killed by wild animals, the man is to bring the remains as evidence; he need not pay for what has been killed by wild animals.
14. “If anyone borrows an animal from someone else and it is injured or dies when its owner is not present, he must pay for it.