10. It is better to lose your money by helping a relative or a friend than to lose it by letting it rust away under a rock somewhere.
11. Use your wealth as the Most High has commanded; this will do you more good than keeping your money for yourself.
12. Count among your treasures the fact that you give to the poor. It will save you from all kinds of trouble
13. and will be a better defence against your enemies than the strongest shield or stoutest spear.
14. A good man is willing to guarantee his neighbour's debts. Only someone who has lost all sense of decency would refuse to do so.
15. If someone does this favour for you, don't forget it; he has risked his good name for you.