1. Be kind enough to lend to your neighbour when he needs help. You are keeping the Lord's commands if you help him.
2. If he needs something, lend it to him. And when you are in debt, pay it back as soon as you can.
3. If you meet your obligations, you will always be able to borrow what you need.
4. Many people treat a loan as something they found and can keep, causing embarrassment to those who helped them.
5. Some people will speak politely, bow, and scrape until they get the loan they want, but when the time comes to pay it back, they'll put it off, say that it's inconvenient, and make a lot of worthless excuses.