13. If it was killed by wild animals, the man is to bring the remains as evidence; he need not pay for what has been killed by wild animals.
14. “If anyone borrows an animal from someone else and it is injured or dies when its owner is not present, he must pay for it.
15. But if that happens when the owner is present, he need not repay. If it is a hired animal, the loss is covered by the hiring charge.