12. Suppose someone is so poor that a coat is the only thing that can be offered as a guarantee on a loan. Don't keep the coat overnight.
13. Instead, give it back before sunset, so the owner can keep warm and sleep and ask the Lord to bless you. Then the Lord your God will notice that you have done the right thing.
14. If you hire poor people to work for you, don't hold back their pay, whether they are Israelites or foreigners who live in your town.