11. Wait outside, and they will bring out the item you have agreed on.
12. Suppose someone is so poor that a coat is the only thing that can be offered as a guarantee on a loan. Don't keep the coat overnight.
13. Instead, give it back before sunset, so the owner can keep warm and sleep and ask the Lord to bless you. Then the Lord your God will notice that you have done the right thing.
14. If you hire poor people to work for you, don't hold back their pay, whether they are Israelites or foreigners who live in your town.
15. Pay them their wages at the end of each day, because they live in poverty and need the money to survive. If you don't pay them on time, they will complain about you to the Lord, and he will punish you.