13. “And now, my child, love your relatives and don’t be too proud in your heart to take a daughter from the descendants of your people as your wife. In pride there is much ruin and instability, and laziness results in loss and great poverty, for laziness is the mother of hunger.
14. “Pay the wages of any person who works with you that same day. Don’t delay to pay a person’s wages, and your own wages will certainly not be withheld if you truly serve God. Keep yourself under control, my child, in everything you do and be disciplined in every aspect of your behavior.
15. “What you yourself hate, do that to no one. Don’t get drunk with wine, and don’t let drunkards accompany you on your way.
16. “Give some of your food to the one who is hungry and some of your clothing to those who are naked. Give away all your surplus to the poor, and don’t let your eye be resentful when you give your things away.
17. “Place your bread and wine on the tombs of the righteous, but don’t give anything to sinners.
18. “Get advice from everyone who is wise, and don’t despise what they say, since all advice is useful.
19. “At every opportunity praise God and ask him to make all your ways straight and all your activities prosper. No nation has good counsel, but the Lord himself gives good counsel. The Lord will bring down whomever he wishes, even as far as hell below. For this reason, my son, remember these instructions, and don’t let them be erased from your heart.
20. "And now, my child, I want you to know that I have placed 570 pounds of silver in trust with Gabael the son of Gabrias in Rages of Media.
21. So don’t worry, my child, about the fact that we have been poor. You have many good things if you fear God, flee from every kind of sin, and do what the Lord your God thinks is right."