14. Never permit arrogance to rule in your mind or in your words. For in it, all perdition had its beginning.
15. And whoever has done any kind of work for you, immediately pay him his wages, and do not let the wages of your hired hand remain with you at all.
16. Whatever you would hate to have done to you by another, see that you never do so to another.
17. Eat your bread with the hungry and the needy, and cover the naked with your own garments.
18. Set out your bread and your wine at the burial of a just man, and do not eat and drink from it with sinners.
19. Always seek the counsel of a wise man.
20. Bless God at all times. And petition him that he direct your ways and that all your counsels may remain in him.
21. And now, I reveal to you, my son, that I lent ten talents of silver, while you were still a young child, to Gabael, in Rages, a city of the Medes, and I have his written agreement with me.
22. And so, inquire how you may travel to him and receive from him the aforementioned weight of silver, and return to him the written agreement.
23. Do not be afraid, my son. We do indeed lead a poor life, but we will have many good things: if we fear God, and withdraw from all sin, and do what is good."