15. Wisdom, and discipline, and knowledge of the law are with God. Love and the ways of good things are with him.
16. Error and darkness have been created by sinners. And those who exult in evil, grow old in evil.
17. The gift of God remains with the just man, and his advancement will have success unto eternity.
18. There is one who is enriched by spending sparingly, and this is the extent of his reward.
19. About this, he says: "I have found rest for myself, and now I alone will eat from my goods."
20. But he does not know how much time will pass before death approaches, and then he must leave everything behind to others and die.
21. Stand fast in your covenant, and become familiar with it, and grow old in the work of your commandments.
22. You should not spend time in the works of sinners. Instead, trust in God and remain in your own place.
23. For it is easy, in the eyes of God, to make a pauper suddenly rich.
24. The blessing of God hurries to reward the just man, and in a fleeting hour his advancement bears fruit.
25. You should not say: "What do I need?" or, "What good will there be for me in this?"
26. You should not say: "I have enough for myself," or, "What could be worse than this?"
27. In a day of good things, you should not be forgetful of misfortunes. And in a day of misfortunes, you should not be forgetful of good things.
28. For it is easy, in the sight of God, on the day of one's passing, to repay each one according to his ways.